Many High Street lenders will not offer you a mortgage unless you have 2 or 3 years trading accounts.
This will cause you problems if: -
You have not been trading for two - three years.
You do not have up to date trading accounts.
Berkley Vittoria have access to lenders who allow you to confirm your own income without the need of either accounts or writing to accountants.
We have acesss to lenders who could assist you regardless of how short a period you have been self employed (they do not insist on any minimum trading period for your business).
Some of these lenders do not charge a higher mortgage rate if you could not prove your income. *
* The overall cost for comparison is 7.7% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.