Defaults/Poor Credit
A default is normally registered against you when you have failed to keep up to date with payments on a loan or other debt.
If payments are not brought up to date, it will often lead to a County Court Judgement being registered against you.
Defaults will affect your credit rating and could result in you being declined credit.
Even if missed payments do not result in a default, they could still give you a poor credit rating.
Berkley Vittoria have many lenders on their panel that will ignore defaults when assessing you for a mortgage or secured loan.*
* The overall cost for comparison is 7.7% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.