Berkley Vittoria offer independent financial services and specialise in assisting people with adverse, poor or bad credit histories. Berkley Vittoria can provide mortgages, remortgages and secured loans for debt consoldiation or for other purposes. If you wish to raise funds for a new property or to consolidate credit card or other debts and have CCJ's or some other form of bad credit history then Berkley Vittoria can more than likely help. Mortgages for problem properties and for right to buy properties can also be arranged. Berkeley Vittoria have access to a large range of mortgage lenders and finance providers thus ensuring that we can assist most circumstances.
Bad Credit Mortgage Broker
   Debt Consolidation Mortgages & Secured Loans

 

 

 

 
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Mortgage News

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Discharged Bankrupt


  Berkley Vittoria have access to lenders who will consider you for a mortgage immediately after you have been discharged.

 Discharged Bankrupts Mortgages
 

However, rates offered by lenders and also the maximum loan to value available will depend on how long someone has been discharged.*

  In general the more time that has elapsed since your discharge, the better the rate of interest available and also the higher loan to value a lender will consider.
  Having a mortgage and maintaining mortgage repayments will start to rebuild your credit history. This could lead to you qualifying for more attractive mortgage rates with High Street lenders.
 

* The overall cost for comparison is 7.7% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

 

 
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.