Berkley Vittoria offer independent financial services and specialise in assisting people with adverse, poor or bad credit histories. Berkley Vittoria can provide mortgages, remortgages and secured loans for debt consoldiation or for other purposes. If you wish to raise funds for a new property or to consolidate credit card or other debts and have CCJ's or some other form of bad credit history then Berkley Vittoria can more than likely help. Mortgages for problem properties and for right to buy properties can also be arranged. Berkeley Vittoria have access to a large range of mortgage lenders and finance providers thus ensuring that we can assist most circumstances.
Bad Credit Mortgage Broker
   Debt Consolidation Mortgages & Secured Loans

 

 

 

 
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Council Tenants Wishing to Buy

Right to Buy Mortgages for Council Tenants


If you were a council tenant prior to 18th January 2005 you have the Right to Buy your council property.
Right to Buy Council Mortgages
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You may qualify for a discount of between £16,000- £38,000 dependant on your Local Authority.  Your rebate may also vary based on how many years you have been a tenant and the value of your property. *

HAVE YOU GOT THE RIGHT TO BUY YOUR COUNCIL HOUSE?

 

Have I the right to buy my council house
Berkley Vittoria are specialists in helping tenants to buy their council house and could assist as follows: -
  Completion of council forms to apply for a valuation of your rented property or flat.
 

Arranging a mortgage regardless of your credit history. †
  Additional monies could be borrowed for home improvements/debt consolidation.
  No deposit required.
  You do not have to find any money up front, all fees could be included in your loan.
  Berkley Vittoria could assist in arranging solicitors and insurances in connection with your mortgage.
Right to Buy Mortgages for Council Tenants

* If you do purchase your council property and sell it within the pre-emption period, a percentage of the initial discount may be repayable.

† The overall cost for comparison is 7.7% APR. The actual rate available may depend upon your circumstances. Ask for a personalised illustration.

 

 
 ©2007 Berkley Vittoria Financial Services Ltd
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.