Berkley Vittoria offer independent financial services and specialise in assisting people with adverse, poor or bad credit histories. Berkley Vittoria can provide mortgages, remortgages and secured loans for debt consoldiation or for other purposes. If you wish to raise funds for a new property or to consolidate credit card or other debts and have CCJ's or some other form of bad credit history then Berkley Vittoria can more than likely help. Mortgages for problem properties and for right to buy properties can also be arranged. Berkeley Vittoria have access to a large range of mortgage lenders and finance providers thus ensuring that we can assist most circumstances.
Bad Credit Mortgage Broker
   Debt Consolidation Mortgages & Secured Loans

 

 

 

 
Mortgage_Quotation

 

 

Home Owner Loans

Secured Debt Consoldation Mortgage Financing


In many cases, a secured loan could be more beneficial than a re-mortgage. For example: -

 Debt consolidation mortgage financing
  Redemption of your existing mortgage may incur penalties.†
  Your existing mortgage may be at an attractive fixed rate.
Berkley Vittoria have access to a panel of secured loan providers and could offer you a competitive rate based on your particular circumstances. *
Rates start at 8.9% APR.  Your actual rate will depend upon your circumstances.  Typical APR is 13.7%.
A secured loan could be used for any of the following:
  Consolidating all your debts into one low interest loan with one monthly payment.
  Raising additional funds for any legal purpose, i.e. holidays, home improvements, or a new car.
  Borrow up to 90% of the value of your home.

This service is only available to HOME OWNERS.

*The overall cost for comparison is 13.7% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

† Consolidating previously unsecured debt into secured debt may mean over the long term that the total charge for credit is likely to be higher. In addition by doing this a home is potentially placed at greater risk of being repossessed in the event of mortgage payments not being maintained.

Debt Consildation Mortgage Financing - Secured Homeowner Loans - Secured Debt Loans

There may be a fee payable upon completion for mortgage advice. The precise amount of the fee will depend upon your circumstances but we estimate that it will be £595. (No broker fee charged on mortgages over £300,000). You have the option to pay us a fee and receive any commission which we are paid by the lender.  If you choose this option, we estimate that the fee will be £995.
The overall cost for comparison is 4.5% APR.
  Think carefully before securing other debts against your home. 
Your home or property may be repossessed if you do not keep up repayments on your mortgage.		  
 ©2010 Berkley Vittoria Independent Financial Services Ltd