Berkley Vittoria offer independent financial services and specialise in assisting people with adverse, poor or bad credit histories. Berkley Vittoria can provide mortgages, remortgages and secured loans for debt consoldiation or for other purposes. If you wish to raise funds for a new property or to consolidate credit card or other debts and have CCJ's or some other form of bad credit history then Berkley Vittoria can more than likely help. Mortgages for problem properties and for right to buy properties can also be arranged. Berkeley Vittoria have access to a large range of mortgage lenders and finance providers thus ensuring that we can assist most circumstances.
Bad Credit Mortgage Broker
   Debt Consolidation Mortgages & Secured Loans

 

 

 

 
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Mortgage News

Borrowers Shunning High Fee Short Term Fixed Rate Mortgages

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Interest Only Mortgages Becoming More Popular

It's harder than it's been for decades to get a mortgage now

News Archive

 

Mortgage Range 

Fixed Rate & Bad Credit Mortgages          


 
 

Fixed Rate & Bad Credit MortgagesHere are just a few examples of the different types of mortgages available.

Fixed Rates

Regardless of your credit history, there will be available to you a range of fixed rates whereby you will be able to ensure that your mortgage payments do not alter for a period of 1-5 years. Applicants with good credit histories will be able to fix their mortgage for up to 25 years.

Tracker Mortgages

This type of mortgage is usually linked to the Bank of England Base Rate or LIBOR. With your mortgage payments increasing or decreasing as the Bank Rate fluctuates. (Again, this type of loan will be available regardless of your credit history).

Variable Rates

This type of mortgage is linked to the lenders own Standard Variable Rate and as with Tracker Mortgages, your monthly payments can increase or decrease as and when the lender alters its Standard Variable Rate.

 
 
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.