Difficulty in Proving

Difficulty In Proving Your Income?

Many people when applying for a mortgage have difficulty in proving their income: –
If you are Sub-Conracting and having tax deducted by your “employer”, we have a High Street lender that will treat you as Employed and offer High Street interest rates.

Mortgages with Self-Certification for the self emplyed
You may be self-employed and not have the three years accounts many lenders require.
You may have accounts, but not up to date.
You may be a Director of your own company drawing a COMBINATION of salary and dividends, whilst also retaining profits within your company.
We have access to lenders who could assist you even if you have only been self-employed for a short period of time.

 Your income may be irregular or made up of several components i.e.

Basic wage
Overtime
Production Bonus
Commission
Piece Work
Shift Allowance
Several lenders on our panel take a FLEXIBLE approach when calculating the size of mortgage you could qualify for.

 Over 90% of the mortgages we arrange for applicants with difficulties in proving their income are with HIGH STREET LENDERS at HIGH STREET RATES.