Do I Qualify
Check Your Credit
Difficulty in Proving
Right to Buy
Buy to Let Re-Mortgages
Fixed Rate & Bad Credit Mortgages
Here are just a few examples of the different types of mortgages available.
Regardless of your credit history, there will be available to you a range of fixed rates whereby you will be able to ensure that your mortgage payments do not alter for a period of 1-5 years. Applicants with good credit histories will be able to fix their mortgage for up to 25 years.
This type of mortgage is usually linked to the Bank of England Base Rate or LIBOR. With your mortgage payments increasing or decreasing as the Bank Rate fluctuates. (Again, this type of loan will be available regardless of your credit history).
This type of mortgage is linked to the lenders own Standard Variable Rate and as with Tracker Mortgages, your monthly payments can increase or decrease as and when the lender alters its Standard Variable Rate.